2026 federal taxes

Refund calculator

Answer what applies to you and skip the rest. Your estimate updates as you type.

For 2026 tax returns filed in 2027.

About you

Nothing you enter here is saved unless you choose to email yourself your estimate.

Filing status

I'm 65 or olderI'm blind

Children & dependents

How many children or dependents do you support?

Income

From your W-2s (and your spouse's if filing jointly), plus any business income.

Total W-2 wages (Box 1)

Federal tax withheld (Box 2)

Net business profit (1099-NEC/K minus expenses)

Add other income and 1099 detailsUnemployment, retirement, Social Security, estimated payments.

Self-employed health insurance paid

Unemployment (1099-G)

Taxable retirement / pension (1099-R)

Social Security benefits (SSA-1099 Box 5)

Other income

Gambling, jury duty, prizes, alimony (pre-2019).

Federal tax withheld on 1099s / SSA-1099

Estimated tax payments made

Add tips and overtimeTips and overtime premium may be deductible.

Tips included in wages

Overtime premium pay

Only the extra "half" of time-and-a-half.

Add investmentsFrom 1099-INT, 1099-DIV and 1099-B.

Taxable interest

Ordinary dividends (Box 1a)

Qualified dividends (Box 1b)

Long-term capital gain or loss

Short-term capital gain or loss

Add adjustmentsReduce your income before deductions.

Traditional IRA contributions

HSA contributions (not through payroll)

Student loan interest (1098-E)

Teacher classroom expenses

Add deductionsWe automatically use the larger of itemized or standard.

Mortgage interest (1098)

Property taxes

State & local income tax paid

Charitable donations

Medical & dental expenses

Interest on new car loan

New vehicle assembled in the U.S., bought after 2024.

Add creditsChildcare, college and anything else you know about.

Childcare / dependent care paid

Children in care (under 13)

College students in first 4 years

Their tuition, fees & books (1098-T)

Other tuition (grad school, job courses)

Other nonrefundable credits

Energy, adoption, etc., if known.

What this estimate doesn't include

This is an estimate, not your final return. It covers most common situations but doesn't check every IRS rule. It doesn't include state taxes, health insurance marketplace credits, some high-income taxes, or special situations. Your actual refund or balance due may be different. We'll figure your exact numbers when we prepare your return. 2026 IRS figures